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Verifone VX520 terminal with EMV reader, contactless reader, and dual com modem. This PCI compliant countertop credit card machine is highly recommended because it is the best way to future proof your business. You can take a card by swiping the magnetic stripe, by inserting the EMV smart card into the EMV reader, or by waving a card or smart phone enabled with NFC over the contactless reader. Includes Omaha Encryption. Encryption enables internet PIN debit if your processor is First Data. If you have another processor, you will need a different encryption. Please contact your processor or Agent to find out which encryption you need with your terminal.